$485,000
 $2,604 est/mo Sourced by Back At You

1560 Bell Phipps Road,Monticello, KY 42633

Monticello, KY 42633

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Description

Rare opportunity to own a one of a kind property on approximately 2.5 secluded, wooded acres just minutes from two concrete boat ramps on beautiful Lake Cumberland. Whether you're looking for a full time residence, vacation home, or investment property with short term rental potential, this unique estate offers endless possibilities. The custom built primary home features soaring 12 foot ceilings, crown molding, stained glass windows, custom built-ins, abundant cabinetry and countertop space, a walk-in pantry, steam room, laundry chute, an oversized walk-in shower in the primary suite, and a built-in bed with integrated storage. An unfinished upper level with 12-foot ceilings offers excellent potential for additional bedrooms, a game room, home office, or expanded living space. The detached guest house is located above the oversized two-bay garage and is ideal as a mother-in-law suite, private guest quarters, or income-producing Airbnb. It features a full kitchen, spacious living area with king-size sleeping space, a full bath with a walk-in shower, two built-in twin window beds, and a loft for additional sleeping accommodations. The garage level also includes a laundry area and convenient half bath. Outside, you'll enjoy multiple decks, two covered porches, a screened-in porch, beautifully landscaped grounds, peaceful sitting areas, and a fire pit. This would be perfect for entertaining or relaxing after a day on Lake Cumberland. Underground utilities and city water provide modern convenience while preserving the property's private, natural setting. Properties offering this combination of privacy, acreage, proximity to Lake Cumberland, guest accommodations, and short-term rental potential are hard to find. Schedule your private showing today.

Details

MLS #26019708
Listing TypeFor Sale
StyleHouse
Sub-TypeResale
StatusContingent
Year2014
Days On Site41
Listing Provided ByNo Wake Real Estate | Brandon Davis

Features

Bed(s)4
Bath(s) 4 Total
SQ Feet2,177
Garage3
BasementY
Story(s)1
Acreage2.50
Property ViewFarm, Lake, Mountain(s), Rural,

Interior

Rooms Total13
CoolingAttic Fan, Electric, Heat Pump
HeatingElectric, Heat Pump, Propane Tank Leased
Heating Yes / NoYes
Cooling Yes / NoYes
Interior FeaturesCeiling Fan(s), Primary Downstairs, Walk-In Closet(s)
Window FeaturesBlinds, Screens

Exterior

Exterior FeaturesOther
RoofDimensional Style, Shingle
Construction MaterialsBrick Veneer, Hardi Plank Type
Foundation DetailsConcrete Perimeter
Lot FeaturesSecluded, Wooded

Parking

Garage Yes / NoYes
Attached Garage Yes / NoNo
Parking FeaturesAttached Garage, Detached Garage, Driveway, Garage Door Opener, Garage Faces Front, Garage Faces Side

Utilities

UtilitiesElectricity Connected, Propane Connected, Water Connected
SewerSeptic Tank

Area Information

StateKY
CountyWayne
CityMonticello
Zip Code42633
Area070 Wayne County
SubareaWayne County
Community NameRural
School DistrictWayne County
Elementary SchoolBell
High SchoolWayne Co
Listing VS Median (in Rural)
Price:
$485,000
low | high
Med:
$295,000
89.175257731959% of Average
sqft:
2,177
low | high
Med:
1,792
67.684887459807% of Average
$ / sqft:
$223
low | high
Med:
$165
76.107442010309% of Average
On site:
41
low | high
Med:
58
70.689655172414% of Average
Sourced by Back At You

Market Activity 42633

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Learn More About This Property

StateKY
CountyWayne
CityMonticello
Zip Code42633
Area070 Wayne County
SubareaWayne County
Community NameRural
School DistrictWayne County
Elementary SchoolBell
High SchoolWayne Co
Listing VS Median (in Rural)
Price:
$485,000
low | high
Med:
$295,000
89.175257731959% of Average
sqft:
2,177
low | high
Med:
1,792
67.684887459807% of Average
$ / sqft:
$223
low | high
Med:
$165
76.107442010309% of Average
On site:
41
low | high
Med:
58
70.689655172414% of Average
Sourced by Back At You
Listing Updated: August 5, 2026 at 11:07:46 PM PDT